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Analysis, News & Tips

Read analysis, news and tips from Grabhorn Law affecting your insurance claims and covering various insurance companies, employers, occupations, medical conditions, the insurance claim and appeal process, insurance lawsuits, and the most significant law affecting insurance – ERISA.  Get insights and guidance from a leading national law firm focused on ERISA and insurance claims, whether filing a claim, filing an appeal, or filing a lawsuit.  Don’t give up on your insurance claim, let Grabhorn Law show you how to protect your Insured Rights.


Most Common Causes of Disability in 2011

According to the Council for Disability Awareness, the leading cause of disability in both new and existing LTD claims in 2011 was due to diseases of the musculoskeletal system and connective tissue. Some of the most common diseases of the musculoskeletal system and connective tissue include Arthritis, Herniated Discs, Degenerative Disc Disorder, Back Pain, Spine/Joint…

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Report: Insurers Can Manipulate Computer Systems to Broadly Underpay Injury Claims

Washington D.C. (June 4, 2012) — A new report released today by the Consumer Federation of America (CFA) has found that computerized claims’ systems used by most of the nation’s largest insurance companies can be easily adjusted to make broad-scale “lowball” claims’ payments to injured consumers that are less than what they should receive under their insurance…

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Insurance Claim Delays Deliver Massive Profits To Industry By Shorting Customers

WASHINGTON — Unlike many other businesses, the insurance industry is bound by law to act in good faith with its customers. Because of their protective role in the lives of ordinary citizens, insurers have long operated as semi-public trusts. But since the mid-1990s, a new profit-hungry model, combined with weak regulation, has upended that ancient…

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Retired Providence Fire Chief Denied Accidental Disability Pension

According to an article published by the Providence Journal, retired Fire Chief George S. Farrell has been denied an accidental-disability pension. Providence Journal reports that Superior Court Judge Sarah Taft-Carter upheld the decision to deny Farrell an accidental-disability pension. Farrell asked the court to pay him the pension because of his illness, myelogenous leukemia. Myelogenous…

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Protecting Your Financial Security through Disability Insurance

According to a recent survey by Northwestern Mutual, only 8 percent of Americans have a disability insurance policy to protect their financial security. Each year, injuries and illness prevent millions of people in the U.S. from working. Keep in mind that it is never too early to prepare for your future and to develop a…

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S Dakota Jury Finds CUNA Guilty of Bad Faith – Awards $6.2 Million to Estate

A jury in Rapid City awarded $6.2 million to the estate of the late Teri Powell, a former Spanish teacher who died of cancer in 2007. The jury, in U.S. District Court, sided with Powell in a dispute over disability insurance. In 2001, while she was teaching at Rapid City Stevens High School, Powell got…

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LINA Liable for Claims Violations

Insurance Commissioner Poizner announced today that the Department of Insurance has reached a $600,000 settlement agreement with Life Insurance Company of North America (“LINA”).

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The Ten Worst Insurance Companies in the U.S.

There are many documented instances of insurance bad faith practices—so many that it can be rather discouraging. Fortunately, the documenting and researching of insurance bad faith has been done by knowledgeable parties who seek to protect consumers from “the worst of the worst.” A great example is a recent report by the American Association for Justice (AAJ),…

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Exams of Injured Workers Fuel Mutual Mistrust

By N.R. KLEINFIELD – New York Times – March 31, 2009 Click here for article:  Exams of Injured Workers Fuel Mutual Mistrust Click here to register for the NY

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