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Accidental Death Insurance

This Story has Bad Faith Written all Over it

Todd and Jane Pierce were a middle-aged couple from Colstrip, Montana who spent nine years struggling and supporting each other through Todd’s fight with cancer.  Todd was diagnosed with skin cancer in his nasal cavity, but luckily, treatments were effective and Todd was able to become cancer-free within two years.  In order to “rebuild his…

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When will your AD&D policy actually pay?

As the name illustrates, AD&D (Accidental Death and Dismemberment) policies provide benefits in the case of an accidental death or dismemberment of an insured. Many employees of high-risk, dangerous occupations, such as construction workers, purchase AD&D plans due to their lower rates when compared to regular life insurance policies. However, it is important to understand…

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