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Bad Faith

This Story has Bad Faith Written all Over it

Todd and Jane Pierce were a middle-aged couple from Colstrip, Montana who spent nine years struggling and supporting each other through Todd’s fight with cancer.  Todd was diagnosed with skin cancer in his nasal cavity, but luckily, treatments were effective and Todd was able to become cancer-free within two years.  In order to “rebuild his…

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Unum – Listed as the 2nd Worst Insurance Company

Unum, previously known as UnumProvident, First Unum, and Paul Revere, is the largest disability insurance provider in the United States today. With profits reaching almost 900 million dollars, according to CNN Money, Unum is one of the most profitable and resourceful companies in the insurance market. And with great success comes bad publicity – Unum…

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Top 10 Reasons for Denial of Disability Benefits

Lack of Objective Evidence Many disability insurance companies today, especially CIGNA, have difficulty in accepting and approving claims for disability benefits for conditions such as Fibromyalgia, Chronic Fatigue Syndrome, and Chronic Headaches and Migraines. Even with all the advancements in science and technology that have greatly impacted the way we provide service to patients, some…

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Report: Insurers Can Manipulate Computer Systems to Broadly Underpay Injury Claims

Washington D.C. (June 4, 2012) — A new report released today by the Consumer Federation of America (CFA) has found that computerized claims’ systems used by most of the nation’s largest insurance companies can be easily adjusted to make broad-scale “lowball” claims’ payments to injured consumers that are less than what they should receive under their insurance…

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Insurance Claim Delays Deliver Massive Profits To Industry By Shorting Customers

WASHINGTON — Unlike many other businesses, the insurance industry is bound by law to act in good faith with its customers. Because of their protective role in the lives of ordinary citizens, insurers have long operated as semi-public trusts. But since the mid-1990s, a new profit-hungry model, combined with weak regulation, has upended that ancient…

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S Dakota Jury Finds CUNA Guilty of Bad Faith – Awards $6.2 Million to Estate

A jury in Rapid City awarded $6.2 million to the estate of the late Teri Powell, a former Spanish teacher who died of cancer in 2007. The jury, in U.S. District Court, sided with Powell in a dispute over disability insurance. In 2001, while she was teaching at Rapid City Stevens High School, Powell got…

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The Ten Worst Insurance Companies in the U.S.

There are many documented instances of insurance bad faith practices—so many that it can be rather discouraging. Fortunately, the documenting and researching of insurance bad faith has been done by knowledgeable parties who seek to protect consumers from “the worst of the worst.” A great example is a recent report by the American Association for Justice (AAJ),…

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Exams of Injured Workers Fuel Mutual Mistrust

By N.R. KLEINFIELD – New York Times – March 31, 2009 Click here for article:  Exams of Injured Workers Fuel Mutual Mistrust Click here to register for the NY Times.com

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Liberty Mutual Pays $928,042 in Fines

By DIANE LEVICK The Hartford Courant – March 25, 2009 Liberty Mutual companies are paying $928,042 in fines and restitution for overcharging customers, settling claims improperly and other violations of state law, the Connecticut Insurance Department said Tuesday. The total is one of the largest amounts Connecticut has collected from an insurance company. Fines for…

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GMA Gets Answers: Man with MS Fights for Long-Term Disability Insurance

By CHRIS CUOMO and GERRY WAGSCHAL – Good Morning America – Feb. 26, 2009 Click for story and video: Man with MS Fights for Long-Term Disability Insurance Critics Say Insurance Company Doctors Pave the Way for Claim Disputes Charles Tucker, a 48-year-old accountant from Titusville, Fla., began developing frightening physical symptoms about two years ago.…

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